As part of The Spectrum IFA Group, Spectrum French Mortgages specialise in helping English-speaking expatriates across Western Europe to secure a mortgage in France.  We guide you fully through the application process whilst also helping you to bypass the potential language barriers involved in securing an overseas mortgage.

Spectrum International Mortgages (SIM) was founded some years ago in France after one of our existing clients at The Spectrum IFA Group asked for assistance with his property purchase.  Since then, this side of our business has grown exponentially and SIM was established to allow us to fully focus on property purchases, without being distracted by the other aspects of our business.

One to one guidance

We arrange a one-on-one meeting between yourself and one of our advisers where we assess your own specific needs and, after taking all of this information and your own preferences into consideration, we will shop around for the best mortgage deal, the one most adequate to you.  This assessment can also be conducted by telephone if a face-to-face meeting is not possible.

With partnerships with a large number of lenders, we can and will offer you access to a wide range of products.Because we fully understand the lending policies of each lender, we will know right away if there is any red flag that needs to be raised and discuss this with you before we contact the banks. We can also help you determine how much you can afford before you start searching for a property.

Saving you time

This will save you precious time and unnecessary irritation. With a completely bilingual team of staff and a regulated trained team, we understand the mortgage process perfectly. We will guide you through the process of submitting your mortgage application and the necessary supporting documentation required by the lender. When the terminology seems a little confusing, we will be here to explain important information as well as any steps required to close the mortgage transaction.

As we are remunerated by the banks, there will be no cost for our service. We will also outline all other mortgage related costs and determine the best financial plan.

So if you are looking to purchase a property with a French mortgage, contact us and we can guarantee to offer you the best solution for you …in English!