Viewing posts from: October 2014

There has never been a better time to get low rate French mortgage for British buyers, with rates at their lowest for almost 60 years. With fixed rates as low as 2.50% and capped variable rates as low as 2.20% (over a duration of 10 years), it is now easier for investors to find properties in France.

Why get a French Mortgage ?

The additional competition between French banks to attract domestic borrowers has helped to push mortgage rates to record levels. Our English-speaking Spectrum Mortgage Advisers can arrange and advise on mortgages for property purchases in France.

For information on rates and types of mortgages and our great low rate French mortgage, visit our mortgage option page

For further information please call us at +33 (0)4 93 00 01 13 or email us at

Posted by WebMaster in Get a Low rate French mortgage, Low rate French mortgage, mortgages in france


As well as the cost of registering the mortgage on a property (this is part of the legal fees), the only other fee for arranging a mortgage is the bank application fee which is usually set at 1% of the mortgage amount. This means that there are low french mortgage fees.

Low French Mortgage Fees

Because of how many clients we refer to them, one of the major French mortgage lenders will accept to cap this application fee to a maximum of 1,500€. This is definitely an important saving for mortgages of more than 150,000€. You can also request that this fee is spread over the next 12 or 24 months, at no additional cost.

For more information call us on +33(0)6 62 92 88 95 or email us at

Posted by WebMaster in mortgages in france